Section 110:1. APPENDIX a. NOTICE OF CHANGES IN MEDICARE AND YOUR MEDICARE SUPPLEMENT COVERAGE-1990

APPENDIX A.

[COMPANY NAME]

NOTICE OF CHANGES IN MEDICARE AND YOUR MEDICARE SUPPLEMENT COVERAGE-1990

THE FOLLOWING OUTLINE BRIEFLY DESCRIBES THE MODIFICATIONS IN MEDICARE AND IN YOUR MEDICARE SUPPLEMENT COVERAGE. PLEASE READ THIS CAREFULLY!

[A BRIEF DESCRIPTION OF THE REVISIONS TO MEDICARE PARTS A & B WITH A PARALLEL DESCRIPTION OF SUPPLEMENTAL BENEFITS WITH SUBSEQUENT CHANGES, INCLUDING DOLLAR AMOUNTS, PROVIDED BY THE MEDICARE SUPPLEMENT COVERAGE IN SUBSTANTIALLY THE FOLLOWING FORMAT.]

SERVICES	MEDICARE BENEFITS		YOUR MEDICARE SUPPLEMENT COVERAGE
	In 1989 Medicare Per Calendar Year	Effective January 1, 1990, Medicare Will Pay	In 1989 Your Coverage Pays	Effective January 1, 1990, Your Coverage Will Pay Per Calendar Year
MEDICARE PART A SERVICES AND SUPPLIES
Inpatient Hospital Services	Unlimited number of hospital days after $560 deductible	All but $592 for first 60 days/benefit period
Semi-Private Room & Board		All but $148 a day for 61st-90 days/benefit period
Misc. Hospital Services & Supplies, such as Ddrugs, X-Rays, Lab Tests & Operating Room		All but $296 a day for 91st-150 days (if individual chooses to use 60 nonrenewable days)
BLOOD	Pays all costs except payment of deductible (equal to costs for first three pints) each calendar year. Part A blood deductible reduced to the extent paid under Part B	Pays all costs except nonreplacement fees (blood deductible) for first three pints in each benefit period
SKILLED NURSING FACILITY CARE	There is no prior confinement requirement for this benefit	100% of costs for 1st 20 days (after a three-day prior hospital confinement)/benefit period
	First eight days - all but $25.50 a day	All but $74 a day for 21st-100th days/benefit period
	9th through 150th day - 100% of costs	Beyond 100 days Nothing/benefit period
	Beyond 150 days - Nothing
MEDICARE PART B SERVICES AND SUPPLIES	80% of allowable charges (after $75 deductible/calendar year)	80% of allowable charges (after $75 deductible)
PRESCRIPTION	Inpatient prescription drugs. 80% of allowable charges for immuno-suppressive drugs during the first year following a covered transplant (after $75 deductible/calendar year)	Inpatient prescription drugs. 80% of allowable charges for immuno-suppressive drugs during the first year following a covered transplant (after $75 deductible/calendar year)
BLOOD	80% of all costs except nonreplacement fees (blood deductible) for first three pints in each benefit period (after $75 deductible/calendar year)	80% of costs except nonreplacement fees (blood deductible) for first three pints in each benefit period (after $75 deductible/calendar year)

[Any other policy benefits not mentioned in this chart should be added to the chart in the order prescribed by the outline of coverage benefits. If there are corresponding Medicare benefits, they should be shown.]

[Describe any coverage provisions changing due to Medicare modifications.]

[Include information about when premium adjustments that may be necessary due to changes in Medicare benefits will be effective.]

THIS CHART SUMMARIZING THE CHANGES IN YOUR MEDICARE BENEFITS AND IN YOUR MEDICARE SUPPLEMENT PROVIDED BY [COMPANY] ONLY BRIEFLY DESCRIBES SUCH BENEFITS. FOR INFORMATION ON YOUR MEDICARE BENEFITS CONTACT YOUR SOCIAL SECURITY OFFICE OR THE HEALTH CARE FINANCING ADMINISTRATION. FOR INFORMATION ON YOUR MEDICARE SUPPLEMENT [Policy] CONTACT:

[COMPANY OR FOR AN INDIVIDUAL POLICY - NAME OF AGENT]

[ADDRESS/PHONE NUMBER]