Chapter 200. Rules Governing Long-Term Care Insurance  


Section 10. Purpose
Section 20. (Repealed)
Section 30. Applicability and scope
Section 40. Definitions
Section 50. Policy definitions
Section 60. Policy practices and provisions
Section 65. Unintentional lapse
Section 70. Required disclosure provisions
Section 75. Required disclosure of rating practices to consumer
Section 77. Initial filing requirements
Section 80. Prohibition of post-claims underwriting
Section 90. Minimum standards for home health and community care benefits in long-term care insurance policies
Section 100. Requirement to offer inflation protection
Section 110. Requirements for application forms and replacement coverage
Section 120. Reporting requirements
Section 125. Annual rate reports
Section 130. Discretionary powers of commission
Section 140. Reserve standards
Section 150. Premium rate increases for policies issued before October 1, 2003
Section 153. Premium rate increases for policies issued on or after October 1, 2003, but prior to September 1, 2015
Section 154. Premium rate increases for policies issued after September 1, 2015
Section 155. Filing requirement
Section 160. Filing requirements for advertising
Section 170. Standards for marketing
Section 175. Suitability
Section 180. [Repealed]
Section 181. Availability of new services or providers
Section 183. Right to reduce coverage and lower premiums
Section 185. Nonforfeiture benefit requirement
Section 187. Standards for benefit triggers
Section 190. Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
Section 195. Rate increase hearings
Section 200. Standard format outline of coverage
Section 201. Requirement to deliver shopper's guide
Section 205. State Long-Term Care Insurance Partnership Program
Section 210. Severability
Appendix 9998. FORMS (14VAC5-200)